1. Prioritize critical systems and plan for outages
Nationwide Agribusiness advises creating an emergency power-outage plan that identifies your most mission-critical operations (typically around 20% of your business) so you can restore those first.
2. Use backup power safely and correctly
If you deploy a standby generator or alternate power source, ensure it’s correctly wired and sized for long-term use, rather than relying solely on temporary solutions that may lead to wiring damage or fire risk.
3. Monitor and maintain electrical systems proactively
Faulty wiring or overloaded circuits are major contributors to farm fires (Nationwide notes ~$102 million in annual farm property losses are tied to such risks). Use PrevTech tools such as thermal imaging and real-time electrical monitoring systems to catch issues early.
4. Stay clear of power-line danger when moving equipment
Winter conditions may require moving large equipment more carefully. Nationwide highlights the importance of tools like proximity alarms (e.g., “ShockAvoid”) that help operators know when they’re getting too close to overhead lines — crucial as machinery size grows.
5. Ensure buildings, wiring, and heat systems are up to the challenge
Cold weather increases the load on heating equipment, and buildings may be closed up (affecting ventilation). Inspecting wiring, breakers, and equipment before the season helps reduce the risk of fire or failure.
6. Protect against carbon-monoxide and exhaust risks tied to winter power use
Winter often means more use of generators, auxiliary equipment, and enclosed spaces. Nationwide warns that CO exposure risk rises in winter, so ensure proper ventilation, use approved alarms, and restrict the use of gas-powered equipment indoors.
7. Work with your agent to tie safety to coverage and resources
Having the right insurance coverage (including business interruption and property loss protection) and working with your agent to identify tech solutions (such as thermal-imaging discounts) can bolster your electrical-safety program. Find a Nationwide Agent.
ProtectHER: Leading the Way in Farm and Ranch Safety
Since 1926, Nationwide®—founded by farmers, for farmers—has been committed to protecting what matters most. Today, that legacy continues through ProtectHer, a partnership with FarmHER + RanchHER that celebrates the women who lead with care, courage, and intention.
Across generations, women have often played a vital role in protecting their families, farms, and futures. On the road, in the fields, and at home, they are frequently the driving force behind safety and sustainability. ProtectHer honors these women – those who make safety second nature and legacy a priority.
Together we’re creating a ripple effect of protection across farms, ranches, and ag operations—because when women lead, everyone is safer.
